Top Family Offices in San Jose 2026

Key Facts

• At least 14 family offices and private wealth teams operate in or near San Jose. These span multi-family offices (MFOs), registered investment advisors (RIAs), wirehouse teams, and one single family office (SFO).
• Caprock, the largest MFO with a San Jose office, reports $21.2 billion in assets under advisement and 468 ultra-high-net-worth (UHNW) families served (31 July 2026).
• Cresset Capital, serving Bay Area clients from its national platform, oversees $88 billion in assets under management (AUM) firm-wide (1 October 2026).
• Most firms cluster in San Jose, Los Gatos, Palo Alto, Mountain View, and Menlo Park along Silicon Valley's tech wealth corridor.
• MFOs and wirehouse teams dominate the market. Standalone SFOs remain rare and private, with 3P Equity Partners being one documented example.
• Tech liquidity events, equity compensation planning, and pre-IPO strategies drive most local demand for family office services.
• Impact investing is a growing theme. Caprock alone reports $2.2 billion deployed with impact intentionality (31 March 2026).

San Jose's Wealth Management Landscape

The family office San Jose market sits at the center of Silicon Valley's wealth ecosystem. Tech IPOs, venture capital exits, and equity vesting schedules fuel steady demand in a corridor stretching from downtown San Jose through Los Gatos, Palo Alto, Mountain View, and Menlo Park to San Francisco. California's top marginal income tax rate of 13.3% adds urgency to tax planning for founders and executives converting stock into liquid wealth.

The local market tilts heavily toward multi-family offices and wirehouse private wealth teams rather than standalone single family offices. An SFO typically requires $200 million or more in net worth, while MFO services become viable at $50 million. Several national firms, including Rockefeller Capital Management and Creative Planning, have planted offices in the metro area to capture this demand.

What sets this market apart from New York or Chicago is the concentration of tech-driven wealth. Clients here often hold concentrated stock positions and face complex equity compensation structures (ISOs, RSUs, NSOs). They also need pre-IPO liquidity planning. Wealth managers serving this corridor must pair traditional wealth preservation with deep fluency in the tech wealth lifecycle, from first funding round through succession planning and generational transfer.

Family Office Comparison

The following table summarizes leading family offices in San Jose and the broader Silicon Valley area. Most firms do not publicly disclose AUM, so the column appears only where data exists.

Family Office	Type	AUM	Investment Focus	Services	Location
Cresset Capital	MFO	$88B (AUM, firm-wide)	Private wealth, private allocations	Full service: tax, estate, CFO, trust, exit planning	National (Bay Area clients)
Caprock	MFO	$21.2B (AUA)	Private markets, impact investing	Wealth mgmt, private capital deployment, impact	San Jose, CA
Rockefeller Capital Management	MFO	—	Private wealth advisory	Wealth advisory	Los Gatos, CA
Creative Planning	RIA	—	Full wealth mgmt	Tax, estate, charitable, international	Walnut Creek, Menlo Park, Pleasanton
Catalyst Family Office	MFO	—	Tax, estate, tech entrepreneur wealth	Full service: 8 core disciplines	Palo Alto area
The 408 Group (Morgan Stanley)	Wirehouse	—	Multi-generational wealth	Investment, charitable giving, Signature Access	San Jose, CA
Silicon Valley Investment Group (UBS)	Wirehouse	—	Equity compensation, tech executives	Equity plans, exit planning, retirement	San Jose, CA
BPM Family Office Services	CPA firm FO	—	Coordinated wealth management	Tax, estate, asset mgmt, tech reporting	Bay Area
Gerdts Investment Group (Raymond James)	Wirehouse	—	Intergenerational wealth	Oversight, legacy, trust, lending	San Jose, CA
Family Wealth Consulting Group	MFO	—	Investment oversight, estate planning	Fiduciary, strategic guidance	San Jose, CA
Beacon Pointe Advisors	RIA	—	Investment mgmt, financial planning	Private wealth, planning	San Jose, CA
3P Equity Partners	SFO	—	Private equity, direct investments	Direct deal execution	San Jose, CA

Cresset and Caprock are the only firms with published capital figures, which underscores how private most Silicon Valley wealth platforms remain. Wirehouse teams from Morgan Stanley, UBS, and Raymond James fill a significant niche by pairing institutional resources with local advisory relationships.

Top Picks by Strategy

• Largest Disclosed AUM: Cresset Capital, with $88 billion in assets under management firm-wide, the largest figure in this guide, offers the broadest national platform available to Bay Area families seeking scale and private deal flow.
• Best for Impact Investing: Caprock reports $2.2 billion deployed with impact intentionality and $8.1 billion invested in private markets. It is the clear leader for values-aligned wealthy families.
• Top Choice for Tech Executives: Silicon Valley Investment Group (UBS) specializes in equity compensation and concentrated stock strategies. Its leader, Emily Van Hoorickx, is a founding member of NASPP and GEO.
• Strongest Full-Service MFO: Catalyst Family Office covers eight core disciplines from tax compliance to concierge management. Former myCFO leaders with 25+ years of experience built the practice for Silicon Valley founders.
• Most Prestigious Brand: Rockefeller Capital Management brings a 55-office national network and legacy brand to its Los Gatos location, serving families who value institutional heritage.
• Best for CPA-Led Coordination: BPM Family Office Services uses Sage Intacct for real-time consolidated reporting. Families wanting accounting-firm rigor with multi-generational access controls should start here.
• Top Wirehouse for Lifestyle Services: The 408 Group (Morgan Stanley) offers Signature Access, including private aviation, personal security, art advisory, and household staffing for UHNW clients.

Top Family Offices in San Jose in Detail

Caprock

Caprock operates the most data-rich private wealth platform in the San Jose market. The firm reports 468 families served and $21.2 billion in assets under advisement (31 July 2026); its San Jose office is at 1100 Lincoln Avenue. It invests in six distinct public and private asset classes, with $8.1 billion invested in private markets. Its impact investing program, with $2.2 billion deployed, serves families and foundations focused on environmental and social returns. Caprock earned the Wealth Solutions Report Family Office of the Year award in 2024. It has also appeared on Barron's Top 100 RIA list from 2022 through 2025.

Catalyst Family Office

Silicon Valley's tech founders need a CFO-level partner who speaks both stock option taxation and estate law. Catalyst Family Office addresses exactly this need. Its four partners, led by Ron Gong, all came from myCFO and bring over 25 years of experience each. The firm covers eight integrated disciplines: tax planning, estate and wealth transfer, charitable giving, and expense management. It also handles risk management, family oversight, portfolio integration, and concierge services. Pre-IPO liquidity planning and real estate transaction coordination are core strengths.

Cresset Capital

Cresset Capital is one of the largest wealth management platforms serving Bay Area families, with $88 billion in assets under management (1 October 2026) across its national network. The firm targets entrepreneurs and ultra-high-net-worth families who need pre-transaction planning, concentrated stock strategies, and liquidity event management. Its service menu runs unusually deep: CFO services, insurance advisory, charitable planning, family education programs, and trust services all sit in-house. Tech founders approaching a sale or IPO benefit from Cresset's exit planning team, which coordinates tax strategy with capital redeployment.

Silicon Valley Investment Group (UBS)

Emily Van Hoorickx, a founding member of both NASPP and GEO, leads this UBS team from 355 Santana Row in San Jose. The group's entire practice revolves around equity compensation: corporate stock plans, RSU taxation, ISO exercises, and concentrated stock hedging. Van Hoorickx earned Barron's Top 100 Women Advisors recognition every year from 2010 through 2024. She also received Forbes Best-in-State honors from 2018 through 2023. Tech executives at pre-IPO and public companies who hold significant equity stakes will find few teams with deeper domain knowledge in the Bay Area.

The 408 Group (Morgan Stanley)

This Morgan Stanley Private Wealth team, named after San Jose's area code, serves UHNW families who want institutional capital management alongside white-glove lifestyle coordination. The group's Signature Access program includes private aviation, personal security consulting, art advisory, and household staffing. On the financial side, the team handles wealth transfer, charitable giving, cash management, and lending. Families managing multi-generational assets who want SFO-level advisory without the overhead of building one in-house represent the core audience.

BPM Family Office Services

BPM brings CPA-firm discipline to private wealth management. Partners Kris Marney and Selena Yeung lead a team that coordinates estate attorneys, insurance specialists, portfolio managers, and trust administrators through a single hub. The firm's Sage Intacct platform provides real-time consolidated reporting with custom dashboards and multi-generational access controls. BPM also handles personal asset management for aviation, art, and real estate portfolios. Families with complex multi-entity structures who want accounting-grade transparency will find BPM's approach distinct from traditional MFOs.

Rockefeller Capital Management

Few wealth advisory brands carry the institutional weight of Rockefeller Capital Management. The firm operates from 750 University Avenue in Los Gatos and covers the San Jose metro through its 55-office national network. Its private wealth advisory practice serves families who value discretion and deep resources. Mountain View and San Francisco offices extend Bay Area coverage for clients with multiple residences or business interests.

Gerdts Investment Group (Raymond James)

The Gerdts Investment Group specializes in preserving wealth from one generation to the next. Based at 333 West San Carlos Street in downtown San Jose, this Raymond James team emphasizes family structure, financial education for heirs, and transparent communication as tools for sustaining unity alongside wealth. Services span trust administration, legacy planning, wealth transfer, banking, lending, and risk management. Families with foundations or multi-generational entities benefit from the team's coordination of complex portfolio reporting.

Family Wealth Consulting Group

Family Wealth Consulting Group stands out as one of the few locally founded MFOs in San Jose, serving affluent families since 2003. The firm provides portfolio oversight, estate planning, strategic guidance, and fiduciary services. Its single-office structure means clients work directly with senior advisors rather than being routed through a national call center. For families who prefer a boutique, relationship-driven model over a wirehouse platform, this firm fills a clear gap in the local market.

Beacon Pointe Advisors

Gene Ka leads Beacon Pointe's San Jose office as managing director. He holds the Certified Private Wealth Advisor (CPWA) designation and brings over 30 years of financial industry experience. Before joining Beacon Pointe, Ka ran his own independent RIA, Wealth Design, LLC. The firm offers portfolio management, financial planning, and asset management through a registered advisor structure, meaning it operates under a fiduciary standard. Families seeking an independent, fee-based advisor without wirehouse affiliation should consider this option.

Trends Shaping Silicon Valley Wealth Management

Equity Compensation and Pre-IPO Planning

San Jose family offices deal with equity compensation complexity that firms in other cities rarely encounter. Clients hold ISOs, RSUs, and NSOs with overlapping vesting schedules, each carrying different tax treatment under California and federal law. Catalyst Family Office and the UBS Silicon Valley Investment Group both built their practices around this niche. Pre-IPO planning, including 83(b) elections and early exercise strategies, is a routine service rather than a specialty.

Private Markets and Direct Deal Flow

Caprock has invested $8.1 billion in private markets. 3P Equity Partners operates as an SFO making direct investments with 10 portfolio companies, three of which remain active. Proximity to Sand Hill Road gives San Jose families access to venture capital co-investment opportunities that firms in other regions must source through intermediaries. This direct deal flow is a structural advantage of the Silicon Valley ecosystem.

Impact Investing With Institutional Rigor

Caprock's $2.2 billion deployed with impact intentionality signals that Bay Area families are moving past ESG screening into active impact mandates. The firm counts impact investors as a distinct client segment alongside entrepreneurs and professional investors. San Jose's tech culture, with its emphasis on innovation and social returns, accelerates this trend beyond what comparable markets in the Southeast or Midwest report.

California Tax Strategy and State Residency Planning

California's 13.3% top income tax rate makes state tax planning a defining concern for every wealth manager in San Jose. Common strategies include charitable remainder trusts, donor-advised funds, installment sales, and partial residency shifts to states like Nevada or Texas. Creative Planning and Cresset Capital both offer multi-state tax strategy as a core service. This pressure sets the San Jose market apart from family offices in Florida or Texas, where state income tax is zero.

How to Evaluate a Family Office

San Jose families face a unique selection challenge: the market blends nationally branded MFOs, wirehouse private wealth teams, local boutiques, and CPA-firm hybrids. The first filter should be regulatory structure. RIAs like Caprock and Beacon Pointe operate under a fiduciary duty, meaning they must act in your interest. Wirehouse teams at Morgan Stanley, UBS, and Raymond James follow broker-dealer suitability standards, which carry different obligations.

Tech wealth introduces a second filter: equity compensation expertise. If your net worth is concentrated in company stock, RSUs, or pre-IPO shares, ask whether the firm has dedicated specialists in stock option taxation and 10b5-1 plans. The UBS Silicon Valley Investment Group and Catalyst Family Office both demonstrate this depth. A generalist wealth manager may not.

Service scope matters more in San Jose than in markets with fewer options. Some families need only portfolio management and tax filing. Others require concierge services, art advisory, household staffing, and charitable giving coordination. The 408 Group's Signature Access program and BPM's personal asset management for aviation and real estate represent the high end of this spectrum. Match the firm's service breadth to your actual needs rather than paying for capabilities you won't use.

Fee transparency deserves direct questioning. MFOs typically charge 0.25% to 1.5% of AUM, while SFOs cost $1 million to $2 million per year in operating expenses. Creative Planning accepts clients starting at $500,000 in investable assets. True family office services at firms like Caprock and Cresset require UHNW-level wealth. Ask for a written fee schedule before signing an engagement letter.

Which Family Office Fits Your Needs?

UHNW families with $200 million or more in liquid wealth who want dedicated oversight should evaluate whether to build a standalone SFO or engage a full-service MFO like Caprock or Cresset Capital. Both offer private market access and multi-asset class management. Caprock's $2.2 billion impact investing track record gives it an edge for families with sustainability mandates. Cresset's $88 billion platform (assets under management) provides deeper institutional resources for complex, multi-entity structures.

Tech founders and C-level executives navigating a liquidity event need advisors fluent in concentrated stock strategies and California capital gains planning. Catalyst Family Office and the UBS Silicon Valley Investment Group are the strongest fits here. Catalyst acts as an outsourced CFO with eight integrated service lines. The UBS team brings wirehouse-scale research and lending alongside equity plan expertise.

Next-generation wealth holders and families with $50 million to $100 million in assets can access private wealth office services through Creative Planning (with its $500,000 entry point for wealth management) or Family Wealth Consulting Group (a local boutique with fiduciary services). For families who want CPA-grade reporting and multi-generational dashboard access, BPM Family Office Services combines accounting rigor with advisor coordination in a way few traditional MFOs match.

Methodology

This article on family office San Jose covers firms identified through publicly available data, including regulatory filings, firm websites, industry databases, and professional award records. Each firm was selected based on verified presence in the San Jose metro area or documented service to Bay Area clients. AUM figures appear only where firms publicly disclose them; no figures were estimated or inferred. The profile of each firm reflects information available as of early 2026. Families evaluating any firm listed here should verify current registrations, fee schedules, and service terms directly before engagement.